TERMS OF USE

www.simonsmaul.com - First Registered: 21-08-2013

By accessing this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use the site.

1. Information Only — No Advice, No Reliance, No Regulatory Status

The content on this website, including all public analysis and commentary, is provided for general informational purposes only.

It does not constitute professional governance advice, legal advice, financial advice, regulatory advice, compliance consultancy, or any form of regulated financial service.

No consultant-client, advisory, fiduciary, or professional relationship is created by access to or use of this website. No duty of care is owed to any person arising from reliance on the content of this site.
The services described constitute independent governance analysis only. They do not constitute regulated financial services within the meaning of the Financial Services and Markets Act 2000 (UK), the European Union (Markets in Financial Instruments) Regulations, or any equivalent legislation.
I am not authorised or regulated by the Financial Conduct Authority (FCA), the Prudential Regulation Authority (PRA), the Central Bank of Ireland, or any other financial services regulator.
References to regulatory frameworks (including SM&CR, IAF/SEAR, DORA, Operational Resilience, outsourcing regimes, or similar) are provided for analytical and educational purposes only and do not constitute legal advice, regulatory interpretation, or compliance guidance.
Any engagement for services will be governed solely by a separately executed engagement letter.
While reasonable care is taken in preparing the material, no representations or warranties are given as to its completeness, accuracy, or timeliness.

2. Intellectual Property & Copyright

Unless otherwise stated, I am the owner or the licensee of all intellectual property rights on this website and the material published on it (including text, analysis, graphics, and logos).

Copyright Protection: These works are protected by the Copyright and Related Rights Act 2000 of Ireland and international copyright laws. All such rights are reserved.
Limited Licence: You may print off one copy or download extracts of any page(s) from this site for your personal, non-commercial use.
Restrictions: You must not modify the paper or digital copies of any materials you have printed or downloaded, and you must not use any illustrations, photographs, or graphics separately from any accompanying text. My status as the author of content on the site must always be acknowledged.

3. Prohibited Use

This site is for viewing only. You are prohibited from:

Attempting to interfere with the proper working of the site or bypassing any security measures.
Using any automated system (bots, scrapers) to extract data for commercial purposes.
Using the site to transmit any unsolicited advertising or "spam."

4. Limitation of Liability

To the fullest extent permitted by applicable law, I exclude all liability for any loss or damage (whether direct, indirect, consequential, or otherwise) arising out of or in connection with the use of, or reliance upon, this website.

5. Links to Third Parties

Where this site contains links to other sites and resources provided by third parties, these links are provided for your information only. I have no control over the contents of those sites.

6. Third-Party Hosting and Analytics

This website is hosted on Google Sites. Google may collect and process data in accordance with its own Privacy Policy. For more information about how Google collects and processes data, please visit: https://policies.google.com/privacy and https://policies.google.com/technologies/cookies

7. Governing Law

These terms and any dispute arising from them are governed by and construed in accordance with the laws of Ireland. You agree that the courts of Ireland will have exclusive jurisdiction.